Conventional wisdom says the lowest interest rate should save us the most money. While this is fundamentally true, it’s possible to save more.
Product differences, the frequency by which variable rates are adjusted, the method of interest compounding and pre-payment privileges (among others) can have a significant effect on the cost of your mortgage.
With a decade in Financial services, including mortgage underwriting for a major bank, we can help you select the most cost effective product at the best rate.
Call on a former bank employee for help getting the best rate.

